AFS Bill Consolidation

Who Are They And How Can They Help You?

Who Are They?

AFS stands for Advanced Financial Services and they are a residential mortgage lender located in Rhode Island. They normally make loans to those who want to be homeowners and those who are current homeowners. The loans they make to current homeowners for bill consolidation normally uses equity they already have in their homes to pay off credit cards and other debt. The homeowner is basically using money they already have to pay of their debt quicker. This loan can be tax deductible. The loans they make to those who want to be homeowners are basically home purchase loans. You can find their address, phone number and other information on the internet. Their website offers calculators as well as an online application.

How can they help you?

If you are a current homeowner who needs to consolidate your bills into one payment that is lower then what you currently pay, then they may have a loan for you. Normally a loan from a bank or lender that is directly or indirectly related to your home has interest that can be tax deductible. This tax deduction can be used to reduce your yearly taxes and assist you in freeing up money for other things or freeing up money to pay off the loan faster.

AFS normally offers a loan that will close in three weeks. The bill consolidation loan can help you to have fewer bills to pay every month, lower interest, and helps you not to have to move money around so that your bills are paid. It will now be easier to keep track of your bills and payments with only one bill to pay every month instead of multiple ones. Bill consolidation loans from a bank you already have a relationship with can be a bit easier to obtain. The bank already knows about you as well as your bill payment habits and will more then likely give you a loan with favorable terms. A bill consolidation loan may not be the right loan for you so it is important to review AFS' terms and conditions before applying or even accepting a loan offer.